Terms & Conditions
Last updated: [Insert Date]
These Terms and Conditions (“Terms”) govern your use of the website and services provided by Bridgeway Capital (“we”, “us”, “our”). By accessing or using our website or services, you agree to be bound by these Terms.
If you do not agree with these Terms, you must not use this website or our services.
1. Who We Are
Bridgeway Capital is a broker of high-value asset-based lending, connecting clients with a panel of over 100 carefully vetted UK lenders. We are not a lender and do not provide credit ourselves.
2. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By submitting an application, you confirm that the asset used as collateral is fully owned by you and not subject to any other encumbrances or finance.
3. Our Services
- We provide brokerage services for secured loans using high-value assets as collateral (e.g. watches, jewellery, cars, art, etc.).
- We offer a secure and confidential application process through our website or by direct contact.
- All loan offers are made by third-party lenders based on independent assessments and valuations.
4. No Financial Advice
Bridgeway Capital does not offer financial advice. Any information provided on our website or during your application process is for informational purposes only and should not be considered financial, legal or tax advice.
5. Valuations & Offers
- Any valuation or loan offer provided is based on the information you submit and is subject to physical inspection and verification of ownership.
- Offers may vary depending on market conditions, asset condition, documentation, and lender criteria.
- We cannot guarantee that a loan will be approved or that any specific terms will be offered.
6. Your Responsibilities
- You must provide true, accurate and complete information.
- You must not use our service for any unlawful or fraudulent purpose.
- You agree to cooperate with due diligence and identification checks as required by law, including anti-money laundering and fraud prevention measures.
7. Privacy
Your personal data will be handled in accordance with our Privacy Policy, which explains how we collect, use, and protect your information and your rights under data protection laws.
8. Fees and Charges
- Bridgeway Capital does not charge clients for making an application.
- Any fees or interest will be disclosed by the lender during the agreement process.
- You will not be charged by us unless otherwise agreed in writing.
9. Use of the Website
- You may not misuse this website, introduce viruses, or attempt to gain unauthorised access.
- All intellectual property, including content and design of this website, is owned or licensed by Bridgeway Capital.
- You may not copy, distribute, or modify any part of this website without our express permission.
10. Limitation of Liability
- While we strive to provide accurate information and efficient services, Bridgeway Capital accepts no liability for any loss, damage, or delay arising from:
- Use of this website or our services
- Any loan agreements entered into with third-party lenders
- Interruptions, system errors or unauthorised access to our systems
- Nothing in these Terms excludes liability for death or personal injury caused by our negligence or any other liability which cannot be excluded by law.
11. Third-Party Links
Our website may contain links to other websites operated by third parties. These links are provided for your convenience only. We do not endorse or control these websites and are not responsible for their content or availability.
12. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated date. Continued use of our website or services after changes are made constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.
14. Contact Us
If you have any questions about these Terms, please contact:
Bridgeway Capital
- Email: [Insert Email Address]
- Phone: [Insert Phone Number]
- Address: [Insert Business Address]